A title sheet is an official record relating to a particular property which contains information such as:
- a description of that property or area of land
- details of who owns it, including
- when it was bought, and
- how much they paid for it
- whether there is a loan outstanding over the property
- what rights and responsibilities are associated with it
Each title sheet contains 5 sections:
- Cadastral map
- Property section
- Proprietorship section
- Securities section
- Burdens section
The purpose of each section
The Cadastral map shows the boundaries of the property on the Ordnance Survey Map.
The Property section includes the postal address of the property (if it has one), a description of the property/land and description of any rights that are attached.
The Proprietorship section shows the current registered proprietor (who is most likely to be the current owner). It will also detail any special arrangements of how the property is owned (such as a half shares) and may contain information on how the property is transferred in the event of the death of one of the proprietors.
The Securities section includes details of any mortgages over the property.
The Burdens section contains details of obligations on the property owner, these may include but are not limited to:
- Building and maintenance of boundary walls
- Maintenance/use of common areas
- Share of roof repairs for a tenement property
- What the property can be used for, be it commercial, residential or agricultural .
All of these burdens will have been set up in deeds that have been recorded or registered and some burdens can be hundreds of years old.
If you are struggling to understand your title sheet, you should seek legal advice.